TCM provides 5 distinct modules for financial planning, any one or all may be included in the plan. They are Cash Flow Analysis, Retirement Planning, Education Expense, Capital Needs (Insurance), and Estate Planning.
TCM begins with a free consultation with the client, answering any and all of the client’s questions on the firm, process, and experience. From there the scope of the of the plan is laid out and data gathering process begins. The process is fluid and many adjustments are made to the plan from correcting information, to setting growth and inflation assumptions, to introducing alternative scenarios.
When the plan is complete the client receives their plan in either a paper or electronic format. Clients can refresh their plans in the future as life events occur for a nominal fee.
Please see TCM’s step-by-step financial process here.